SUMARNI, R. N. L. Kontribusi Fintech atas Perkembangan Fan Realita UMKM di Indonesia. Determinasi: Jurnal Penelitian Ekonomi Manajemen dan Akuntansi, [S. l.], v. 3, n. 2, p. 184–192, 2025. DOI: 10.23917/determinasi.v3i2.452. Disponível em: https://jsr.ums.ac.id/determinasi/article/view/452. Acesso em: 23 jun. 2026.